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The Role of Banks
Banks are financial institutions that manage money and provide essential services for individuals, businesses, and governments. They safeguard funds, facilitate payments and transfers, offer credit through loans and mortgages, and support savings and investments. By regulating cash flow, credit, and interest, banks play a central role in maintaining economic stability and enabling everyday financial activity.
Spanish
Bank
– banco
Checking
account – cuenta corriente
Savings
account – cuenta de ahorros
Transaction
– transacción
Deposit
– depósito
Withdraw
– retirar
Account
balance – saldo de la cuenta
Bank
book – libreta bancaria
Debit
card – tarjeta de débito
Credit
card – tarjeta de crédito
Overdraft
– sobregiro
ATM
– cajero automático
Interest
– interés
Interest
rate – tasa de interés
Loan
– préstamo
Mortgage
– hipoteca
Fees
– comisiones
Wire
transfer – transferencia bancaria
Routing
number – número de ruta
Online
banking – banca en línea
Mobile
banking – banca móvil
Teller
– cajero bancario
French
Bank – banque
Checking account – compte courant
Savings account – compte d’épargne
Transaction – transaction
Deposit – dépôt
Withdraw – retrait
Account balance – solde du compte
Bank book – livret bancaire
Debit card – carte de débit
Credit card – carte de crédit
Overdraft – découvert
ATM – distributeur automatique
Interest – intérêt
Interest rate – taux d’intérêt
Loan – prêt
Mortgage – prêt hypothécaire
Fees – frais
Wire transfer – virement bancaire
Routing number – numéro de routage
Online banking – banque en ligne
Mobile banking – banque mobile
Teller – guichetier
German
Bank – Bank
Checking account – Girokonto
Savings account – Sparkonto
Transaction – Transaktion
Deposit – Einzahlung
Withdraw – abheben
Account balance – Kontostand
Bank book – Sparbuch
Debit card – Debitkarte
Credit card – Kreditkarte
Overdraft – Überziehung
ATM – Geldautomat
Interest – Zinsen
Interest rate – Zinssatz
Loan – Darlehen
Mortgage – Hypothek
Fees – Gebühren
Wire transfer – Überweisung
Routing number – Bankleitzahl
Online banking – Online-Banking
Mobile banking – Mobile-Banking
Teller – Bankangestellter
Italian
Bank – banca
Checking account – conto corrente
Savings account – conto di risparmio
Transaction – transazione
Deposit – deposito
Withdraw – prelevare
Account balance – saldo del conto
Bank book – libretto bancario
Debit card – carta di debito
Credit card – carta di credito
Overdraft – scoperto
ATM – bancomat
Interest – interesse
Interest rate – tasso di interesse
Loan – prestito
Mortgage – mutuo
Fees – commissioni
Wire transfer – bonifico bancario
Routing number – numero di instradamento
Online banking – banca online
Mobile banking – mobile banking
Teller – cassiere bancario
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